Detailed answer: what to expect once the 90-day period ends

When you file a claim with the Connecticut Unclaimed Property Division, the office reviews the submitted materials to verify ownership and entitlement. Connecticut normally uses a review process that can include a formal waiting or processing period (often described as about 90 days). After that period ends, one of three things typically happens:

1. Claim approved and payment issued.

   If the Treasurer’s office verifies your identity and the documents you provided support your right to the property, the office will approve the claim and issue payment. Payment usually comes as a mailed check or, where available, electronic transfer depending on the Office’s procedures and your instructions. You will receive notice that the claim was approved and the date the payment was processed.

2. Additional documentation or identity verification requested.

   Sometimes the Treasurer needs more proof before approving a claim. After the 90-day period, you may receive a written request for additional documents (for example: government ID, proof of address, account statements, stock ownership records, or death certificate for estate claims). The claim will remain pending until you supply the requested items. Respond promptly to avoid a denial.

3. Claim denied or returned for correction.

   If submitted documents do not establish your entitlement, the Office may deny the claim or return it for correction. The Treasurer should provide a reason and instructions on how to appeal or resubmit. If a claim is denied and you disagree, you can follow the appeal or protest procedures described by the Office.

Additional considerations after the 90-day timeframe:

• Competing or third-party claims: If multiple parties claim the same property, the Treasurer may hold the funds and request further documentation from each claimant. In some cases, the Office will require a court order to resolve disputes.
• Internal review time: “90 days” is a commonly referenced processing window but actual processing time can vary depending on case complexity, documentation needs, and workload.
• Record updates and offsets: If there are statutory offsets, liens, or outstanding obligations owed to the state, those matters may affect timing or the final distribution of funds. The Treasurer’s office will notify you if any offsets apply.

For current filing instructions and information about claim processing and how to check claim status, consult the Connecticut Office of the Treasurer’s Unclaimed Property pages:

• Connecticut Office of the Treasurer — Unclaimed Property
• How to file a claim and required documents
• Check claim status (Treasurer site)

You can also review Connecticut’s statutes and materials related to unclaimed property through the Connecticut General Assembly website search results for “unclaimed property”:

• Connecticut General Assembly — search results: unclaimed property

If your claim is denied or disputed and you believe the decision is incorrect, you may be able to appeal the decision or request additional review. The Treasurer’s office will publish appeal procedures with the denial notice or on its Unclaimed Property pages.

Helpful hints — speed up your claim and reduce delays

• Provide complete documentation on your first submission: government-issued photo ID, proof of address, account statements, stock certificates, trust or probate documents, or a death certificate for estate claims.
• Use the Treasurer’s online claim portal where available; digital submissions often process faster than mail.
• Follow up promptly if the Treasurer requests additional information. Missing paperwork is the most common cause of delays or denials.
• Keep copies of everything you submit and note the date of submission and any tracking numbers for mailed documents.
• If multiple family members may have a claim, coordinate documentation before filing to avoid competing claims that can slow resolution.
• Monitor the claim status page and the email address you provided for communications from the Office.
• If you need help interpreting a denial or resolving a competing claim, consider contacting an attorney who handles unclaimed property or probate matters — but note this article does not constitute legal advice.