Detailed Answer
Under Florida law, unclaimed property includes tangible and intangible assets abandoned or inactive for a designated period, such as bank accounts, life insurance benefits, safe deposit contents and unpaid wages. Chapter 717 of the Florida Statutes governs unclaimed property. § 717.103, Fla. Stat. defines “unclaimed property,” and § 717.117, Fla. Stat. outlines the claim process.
Heirs can follow these steps to locate and claim property:
- Search the State Database. Visit the Florida Department of Financial Services’ unclaimed property search at fltreasurehunt.gov. Enter the decedent’s full name, city or case number. Review all matches and variations.
- Gather Documentation. Prepare certified copies of the death certificate, proof of heirship (such as a will, letters of administration or an affidavit of heirship), government-issued IDs for each heir and any document showing entitlement (e.g., trust agreement).
- Complete and Submit a Claim Form. File an online or paper claim through the DFS claims portal. Include all required attachments per § 717.117, Fla. Stat. The DFS may request additional information or notarized affidavits.
- Wait for Review. The DFS reviews supporting documents and confirms eligibility. This process typically takes 8–12 weeks. You can check status online using your claim number.
- Receive Funds. Once approved, the DFS issues payment by check or electronic transfer to the heirs listed on the claim form.
Example: Jane Doe passed away without a will. Her daughter, Emily, searched the DFS site and found a $1,200 bank account. Emily gathered the death certificate and an affidavit of heirship, submitted the claim online, and received payment within 10 weeks.
Helpful Hints
- Search multiple name variations (nicknames, middle names and initials).
- Check addresses and case numbers listed in reports.
- Keep photocopies of all submitted documents.
- Follow up promptly on any DFS requests.
- Consult a probate attorney if estate administration is complex.
Disclaimer: This article is for educational purposes and does not constitute legal advice.