Iowa: How to File a Partition Action to Force Sale or Obtain a Buyout of a Co-owned Home | Iowa Partition Actions | FastCounsel
IA Iowa

Iowa: How to File a Partition Action to Force Sale or Obtain a Buyout of a Co-owned Home

Partition Actions under Iowa Law: Forcing Sale or Seeking a Buyout of a Co-owned Home

This FAQ-style guide explains how a co-owner can start a partition action in Iowa to force the sale of jointly owned real estate or pursue a buyout of a co-owner’s share. This is general information only and not legal advice. Consult a licensed Iowa attorney to protect your rights.

Detailed Answer — How a partition action works in Iowa

In Iowa, a partition action is the judicial procedure used when co-owners of real property cannot agree on dividing, selling, or otherwise ending their shared ownership. The statute governing partition is Chapter 634 of the Iowa Code. See Iowa Code ch. 634 (partition) for the full statutory framework: Iowa Code Chapter 634.

Who may file?

Any person who has an ownership interest in the property as a co-owner (for example, a tenant in common or joint owner whose interest can be partitioned) may file a partition petition. If the property is owned in a way that excludes partition (very rare), the court will consider the nature of the ownership. If parents have died and ownership passed to heirs, heirs who hold title may be able to file.

Types of partition

  • Partition in kind: The court divides the land into separate physical parcels, allocating portions to the co-owners. Courts prefer this when fair physical division is possible.
  • Partition by sale: If a fair physical division is not practical (small lot, single-family home, improvements that cannot be divided), the court may order sale of the entire property and distribution of the net proceeds among owners according to their ownership shares.

Typical process and timeline

  1. Confirm ownership and standing: Gather the deed, title report, and any estate or probate records showing who owns the property and in what shares.
  2. Attempt resolution: Courts expect co-owners to try to resolve disputes before litigation. A written demand or offer to buy your share can be helpful evidence.
  3. File a petition for partition: File in the Iowa district court in the county where the real estate is located. The petition names all co-owners and any lienholders and states the relief sought (partition in kind or sale).
  4. Service of process: All co-owners and known lienholders must be served according to Iowa rules so they can respond.
  5. Court appointment/inspection: The court may appoint commissioners or referees to inspect the property, make a report, and recommend whether division in kind is possible or a sale is necessary.
  6. Hearing and order: After evidence and any objections, the court issues an order: dividing the property, directing a sale, or approving a buyout arrangement. If the court orders a sale, it sets the terms (private sale or public auction) and directs distribution of proceeds after liens and costs.
  7. Distribution and closing: Net proceeds (after mortgages, liens, costs and taxes) are divided among co-owners according to ownership shares or court adjustments.

The time from filing to final order commonly ranges from several months to over a year depending on case complexity, contested issues, and court scheduling.

Can the court make a sibling buy out my share?

Yes, the court can effectively permit a buyout in two common ways: (1) the court may award the entire property to one co-owner and order that co-owner to pay money to other co-owners to equalize the shares (a judicial allotment), or (2) the parties may agree to terms for a buyout and ask the court to approve that settlement instead of a sale. If a co-owner refuses to buy you out, the court can still order a sale and divide proceeds. The exact remedy depends on the circumstances and the court’s equity powers.

How liens, mortgages, and probate affect a partition

  • If a mortgage or lien exists, the property usually cannot be distributed free of that lien; proceeds from any sale must pay lienholders first.
  • If the property is part of an open probate or trust, confirm whether court supervision or trustee authority affects your ability to file a separate partition action. If title is still in a deceased parent’s name, the estate or probate plan may need resolution first.

Costs and risks

Partition actions create court costs, attorney fees, appraisal and commission expenses, and possible tax consequences for sale proceeds. The court may allocate some costs among parties, but litigation can still be expensive. A negotiated buyout may save time and money.

Legal authority

See Iowa Code Chapter 634 for statutory procedures and remedies. For filing and local procedures, consult the Iowa Judicial Branch site: Iowa Courts.

Practical step-by-step checklist to start a partition action in Iowa

  1. Obtain a copy of the deed and a title report to confirm all owners and their recorded shares.
  2. Check for mortgages, liens, or encumbrances; get payoff figures if possible.
  3. Contact other owners in writing to propose a buyout or sale; keep records of offers and refusals.
  4. If informal resolution fails, consult an Iowa real estate attorney experienced in partition litigation.
  5. Prepare and file a petition in district court where the property is located; include legal description, ownership facts, lienholders, and requested relief.
  6. Serve the petition on all parties and lienholders according to court rules.
  7. Prepare for inspections, appraisal, and a hearing; obtain evidence on property value, improvements, and expenses.
  8. Follow the court’s order for division, sale, or buyout; complete any required sale or distribution steps.

Helpful Hints

  • Gather documentation first: deed, title report, mortgage statements, tax bills, and proof of improvements. These speed up proceedings and support your position.
  • Try a written buyout demand before filing. A fair, documented offer can lead to a court-approved private sale and save costs.
  • Get a current independent appraisal. Accurate value evidence helps the court decide between division and sale or to set a fair buyout price.
  • Consider mediation. Courts and parties often prefer mediation or settlement conferences to avoid a full trial.
  • Remember lien priority. Mortgage and tax liens must be resolved before co-owners receive net proceeds.
  • If the property was inherited, confirm whether probate is complete and title has been transferred; unresolved probate issues can complicate partition.
  • Think tax consequences through. Sale or distribution may trigger capital gains or other tax events — consult a tax advisor.
  • Act promptly. Delay can increase costs and complicate occupancy or maintenance disputes among co-owners.

Resources

Iowa Code Chapter 634 (partition): https://www.legis.iowa.gov/docs/code/634.pdf
Iowa Judicial Branch: https://www.iowacourts.gov/

Disclaimer: This article provides general legal information about Iowa partition procedures. It is not legal advice and does not create an attorney-client relationship. For advice about your specific situation, contact a licensed attorney in Iowa.

The information on this site is for general informational purposes only, may be outdated, and is not legal advice; do not rely on it without consulting your own attorney.