Detailed Answer
If you pay the funeral bill of a deceased individual, Iowa law recognizes you as a creditor for funeral expenses. Under Iowa Code section 633.72, funeral expenses have priority as an expense of administration. The personal representative (executor or administrator) must approve and pay these expenses from estate assets before most other debts.
To seek reimbursement, submit a written claim to the estate’s personal representative. Attach an itemized invoice or receipts showing amounts you paid for funeral services, burial, transportation, and related costs. Iowa Code section 633.140 requires claims to be filed within six months after the date of the first publication of the notice to creditors.
Iowa limits funeral expense reimbursement to $6,000 per estate, unless the court permits a higher amount for reasonable and necessary services. If the estate lacks sufficient assets, the claim may be reduced or denied.
If the personal representative rejects your claim or fails to act, you may file a petition in the probate court in the county where the estate is administered. The court will schedule a hearing to determine the validity and amount of your claim.
Helpful Hints
- File your claim early: Iowa law gives creditors six months to submit claims after notice. Missing this deadline may bar recovery.
- Keep detailed records: Provide all receipts and contracts associated with funeral services.
- Prioritize communication: Notify the personal representative in writing and confirm receipt of your claim.
- Understand statutory limits: Most funeral expense claims cap at $6,000 per estate under Iowa Code §633.72.
- Consider court action: If the personal representative denies your claim, petition the probate court within the statutory period.
Disclaimer: This article is for educational purposes only. It does not constitute legal advice. For personalized guidance, consult a qualified attorney.