How do heirs locate and claim unclaimed property of a deceased relative in IA? | Iowa Probate | FastCounsel
IA Iowa

How do heirs locate and claim unclaimed property of a deceased relative in IA?

Detailed Answer

Under Iowa Code chapter 556 (Iowa Code Chapter 556), the State Treasurer holds unclaimed property after a dormancy period. Common assets include bank accounts, uncashed checks, stocks, and safe‐deposit items.

Step 1: Search the Iowa Unclaimed Property Database

Visit the Iowa Treasurer’s Unclaimed Property site (iowatreasurer.gov/unclaimed-property). Enter the decedent’s name or last known city to view any reported assets.

Step 2: Identify Potential Assets

Review search results carefully. Note the asset type, reported amount, and any assigned ID number. Record this information for your claim form.

Step 3: Gather Required Documents

Prepare the following:

  • Certified death certificate of the decedent.
  • Proof of entitlement (letters testamentary, letters of administration, or a small estate affidavit under Iowa Code §633.121).
  • Your government‐issued photo ID.

Step 4: File the Claim

Submit a claim online through the Treasurer’s website or mail a signed claim form to:

State Treasurer’s Office
Unclaimed Property Division
200 E. Grand Ave.
Des Moines, IA 50309

Include copies of all supporting documents. Claims under $2,500 often qualify for expedited review.

Step 5: Review and Payment

The Treasurer’s office reviews your claim. Processing can take 4–12 weeks. Approved claims result in payment by check or direct deposit.

Helpful Hints

  • Search multiple name variations (maiden names, initials).
  • Check both first and last known city of residence.
  • Use a small estate affidavit if the estate meets Iowa Code §633.121 limits.
  • Keep copies of every form and document you submit.
  • Contact the Treasurer’s Unclaimed Property team for status updates.

Disclaimer: This article is for educational purposes and does not constitute legal advice. Consult a licensed attorney for guidance specific to your situation.

The information on this site is for general informational purposes only, may be outdated, and is not legal advice; do not rely on it without consulting your own attorney.