Options for Selling or Transferring Real Property When an Heir Is a Minor Child in Kentucky | Kentucky Estate Planning | FastCounsel
KY Kentucky

Options for Selling or Transferring Real Property When an Heir Is a Minor Child in Kentucky

Disclaimer: This article is for educational purposes only and does not constitute legal advice.

Detailed Answer

When an heir is a minor under Kentucky law, they cannot contract to sell or transfer real property. You have several options:

1. Appointment of a Guardian of the Property

Kentucky Revised Statutes (KRS) Chapter 387 governs guardianships. A family member or interested party can petition the District Court to appoint a guardian of the minor’s estate. Once appointed, the guardian must obtain court approval before selling or transferring real estate.

  • Statutory Basis: KRS 387.150 – Order to sell or mortgage property. KRS 387.150
  • Process: File a petition in the local District Court, notify interested parties, attend a hearing, and secure a court order setting sale terms.

2. Creation of a Trust

Establishing a trust under Kentucky’s Uniform Trust Code lets you avoid ongoing court supervision. A trustee manages—and may sell—the property for the minor’s benefit according to trust terms.

  • Statutory Basis: KRS Chapter 386B – Uniform Trust Code. KRS 386B
  • Process: Draft a trust agreement, appoint a trustee, transfer title into the trust, and follow distribution rules laid out in the document.

3. Partition Action and Court-Ordered Sale

If multiple owners hold interests, including a minor, any co-owner can file a partition action in Circuit Court. The court may divide the property or order its sale, then distribute proceeds among owners.

  • Statutory Basis: KRS 391.230 – Partition of real estate. KRS 391.230
  • Process: File a petition, provide notice, attend a hearing, and comply with the court’s order for division or sale. The minor’s share is held by a guardian or trustee.

4. Uniform Transfers to Minors Act (UTMA)

Under KRS Chapter 395, a custodian can hold property for a minor without full guardianship. This simplifies transfers up to the minor’s 18th birthday.

  • Statutory Basis: KRS 395.005 – Uniform Transfers to Minors Act. KRS 395.005
  • Process: Transfer title to a custodian for the minor. The custodian may manage or sell property for the minor’s benefit. Ownership passes to the minor at 18.

Helpful Hints

  • Consult a probate attorney early to understand court procedures and timelines.
  • Gather heirship documents: death certificates, wills, probate orders.
  • Calculate the minor’s share precisely before filing any petition.
  • Prepare for court costs, bond requirements, and possible appraisal fees.
  • Expect guardianship or partition actions to take several months to resolve.

The information on this site is for general informational purposes only, may be outdated, and is not legal advice; do not rely on it without consulting your own attorney.