Detailed Answer
Under Kentucky law, paying real property taxes on land you don’t own does not by itself give you any ownership interest. Only the person holding record title—shown on the deed in county land records—has legal title.
Here are two limited exceptions where tax payments can affect rights:
- Tax‐lien purchaser at a delinquent tax sale: When property taxes go unpaid, the county may auction a tax lien under Kentucky Revised Statutes Chapter 134. A winning bidder pays the delinquent taxes and fees, and if the owner fails to redeem the property within the statutory period, the purchaser may apply for a tax deed. That deed can convey title subject to redemption rights. See KRS Chapter 134.
- Co-owner contributions: If you co-own property and you alone pay property taxes, you don’t gain title but you may have a right to reimbursement. In a partition or equity action, a Kentucky court can order the other owners to contribute their fair share of taxes you paid.
Outside of those scenarios, courts do not treat mere tax payments by a non-owner as creating an equitable or legal interest in real estate. Always verify your status on the deed or chain of title at your county clerk’s office.
Helpful Hints
- Check the deed: Confirm who holds title by reviewing the recorded deed in the county clerk’s land records.
- Monitor tax status: Use your county’s online tax portal or call the tax assessor to see if taxes are delinquent.
- Understand redemption: After a tax sale, owners can redeem by repaying taxes, interest, and costs within the redemption period specified in KRS 134.
- Seek contributions early: If you co-own, notify other owners promptly when you pay taxes to document your claim for reimbursement.
- Consult an attorney: Before participating in a tax sale or bringing a contribution claim, talk with a real estate attorney to understand deadlines and procedures.
Disclaimer: This information is for educational purposes only and does not constitute legal advice. Consult an attorney for advice specific to your situation.