How Do You Sell Pennsylvania Real Estate Held in a Life Estate Deed With Unequal Ownership Percentages? | Pennsylvania Probate | FastCounsel
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How Do You Sell Pennsylvania Real Estate Held in a Life Estate Deed With Unequal Ownership Percentages?

What steps are involved in selling property held under a life estate deed with different ownership percentages? - Pennsylvania

The Short Answer

In Pennsylvania, selling real estate subject to a life estate typically requires the cooperation of both the life tenant (the person with the right to use the property during life) and the remaindermen (the people who receive full ownership after the life estate ends). When ownership interests are split by different percentages, the sale can still happen, but the division of proceeds and the ability to sell without unanimous consent can become legally and financially complicated.

Why You Should Speak with an Attorney

While the general rule sounds straightforward (“everyone signs”), applying it to a life estate deed with different ownership percentages is rarely simple. Legal outcomes often depend on:

  • Title and consent problems: If any interest holder refuses to sign, is deceased, cannot be located, or lacks legal capacity, the transaction may stall—or require a court-supervised solution under statutes like 20 Pa.C.S. § 8305.
  • Proceeds allocation (not just “percentages”): Sale proceeds are often negotiated or allocated based on the value of the life estate versus the remainder interests, liens, and the deed language. Getting this wrong can trigger disputes, tax issues, or claims of unfair dealing.
  • Protecting future-interest holders: Pennsylvania law can require safeguards where a present interest is converted into cash that must be preserved for future interest holders (see, for example, 20 Pa.C.S. § 6113), which can affect how closing is structured.

Trying to handle a life-estate sale without counsel can lead to a failed closing, an uninsurable title, or litigation among family members over who was entitled to what portion of the proceeds.

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Disclaimer: This article provides general information under Pennsylvania law and does not create an attorney-client relationship. Laws change frequently. For legal advice specific to your situation, please consult with a licensed attorney.

The information on this site is for general informational purposes only, may be outdated, and is not legal advice; do not rely on it without consulting your own attorney.