Rhode Island: Steps to Take When an Insurer Claims They Never Received Your Letter of Representation
What to do when an insurer says it never received a letter of representation Detailed Answer If an insurance company says it never received your letter of representation, act quickly and methodically. The insurer’s claim of nonreceipt can slow a claim, create unfair delay, or — in rare cases — be used to argue procedural […]
Read article →Rhode Island: How to Get an Auto Insurer to Reopen a Closed Damage Claim
Detailed Answer — How to get your auto insurer to reopen a closed damage claim in Rhode Island Short answer: Act quickly. Gather your policy, claim number, photos, repair estimates, and any communications. Ask the claims adjuster in writing to reopen the claim, explain why (new evidence, error, or lack of notice), and request a […]
Read article →Rhode Island: What to Do If Someone Is Squatting in Your Property Before Sale
What to do if someone is squatting in your property before it sells Short answer: Do not try to remove the person yourself. Confirm whether the occupant is a squatter or a tenant, document what is happening, give a written notice to vacate, and then use the court process (eviction/forcible entry or a possessory action) […]
Read article →Rhode Island: Can a Will Transfer Your LLC Interest to Your Son?
How Rhode Island law treats transfers of LLC membership interests at death Detailed answer — short version Generally, a last will and testament cannot unilaterally override an LLC's operating agreement or the LLC law that governs transfers of membership interests in Rhode Island. Your will can direct that your interest be left to a beneficiary, […]
Read article →Rhode Island: How Medical and Chiropractor Liens Can Affect Your Settlement Funds
Detailed Answer Short answer: Yes — medical providers, including chiropractors, insurers, and government health programs often have claims that can reduce the money you receive from a personal-injury settlement. How much they get depends on the type of claim (statutory lien, contract/subrogation claim, or government recovery), whether the provider properly filed a lien or claim […]
Read article →Rhode Island: Steps to Take When an Insurance Company Stops Updating or Threatens to Close Your Claim
Detailed answer — what to do if an insurer stops communicating or threatens to close your claim (Rhode Island) If your insurance company stops updating you or says it will close your claim, act promptly and methodically. Rhode Island policyholders have rights under state insurance law and can pursue administrative complaints or private counsel if […]
Read article →Rhode Island — Mistakes in Signed Accident Affidavits: What Happens and What to Do
What to Do If You Made a Mistake in a Signed Accident Affidavit (Rhode Island) Short answer: In Rhode Island, an innocent or clerical mistake in a signed accident affidavit can usually be corrected without criminal consequences if you promptly notify the parties involved and file a corrected statement. Knowingly making false statements, however, can […]
Read article →Rhode Island: How a Guardian ad Litem Is Appointed for a Minor’s Settlement
Disclaimer: I am not a lawyer. This article explains how Rhode Island courts typically handle appointment of a guardian ad litem (GAL) in a minor’s civil settlement. It is educational only and not legal advice. If you have a particular case, consult a Rhode Island attorney or the court. Detailed Answer When a minor (an […]
Read article →How to Get a Diminished Value Appraisal for Your Vehicle — Rhode Island
How to Get an Appraisal to Prove Diminished Value of Your Vehicle in Rhode Island Detailed Answer: Step-by-step process under Rhode Island guidance This article explains how to document and prove diminished value (the loss in market value a vehicle suffers after being in an accident) in Rhode Island. This is educational information only and […]
Read article →Rhode Island: How Prior Accidents Affect Truck Diminished Value Claims
How prior accidents that occurred before you owned a truck affect diminished value claims under Rhode Island law Short answer: Prior accidents that happened before you owned the truck can reduce or eliminate the amount you can recover for diminished value in Rhode Island. Insurers and at-fault parties will generally only owe the loss in […]
Read article →